:root{
  --white:#FFFFFF;
  --gray:#F5F7FA;
  --navy:#1F3B5B;
  --blue:#2E7BEF;
  --light-blue:#EAF2FF;
  --text:#2A3A4F;
  --muted:#5b6b80;
  --border:#e3eaf3;
  --shadow:0 10px 30px -10px rgba(31,59,91,0.15);
  --radius:14px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter','Helvetica Neue',Arial,sans-serif;color:var(--text);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block;height:auto}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
.container{width:100%;max-width:1180px;margin:0 auto;padding:0 24px}
h1,h2,h3,h4{font-family:'Inter',sans-serif;color:var(--navy);font-weight:700;letter-spacing:-0.02em;line-height:1.2}
h1{font-size:clamp(2.2rem,5vw,3.6rem)}
h2{font-size:clamp(1.7rem,3.5vw,2.5rem);margin-bottom:.6rem}
h3{font-size:1.2rem;margin-bottom:.5rem}
p{color:var(--muted)}
.lead{font-size:1.1rem;color:var(--muted);max-width:680px;margin:0 auto 2.5rem}
.section{padding:90px 0}
.section.alt{background:var(--gray)}
.section-head{text-align:center;margin-bottom:3rem}
.btn{display:inline-block;background:var(--blue);color:#fff;padding:14px 28px;border-radius:999px;font-weight:600;border:none;cursor:pointer;transition:all .25s ease;font-size:.95rem}
.btn:hover{background:#1f63d6;transform:translateY(-2px);box-shadow:0 10px 24px -8px rgba(46,123,239,.5);text-decoration:none;color:#fff}
.btn.ghost{background:transparent;color:var(--navy);border:1px solid var(--border)}
.btn.ghost:hover{background:var(--light-blue);color:var(--navy);box-shadow:none}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(180%) blur(10px);border-bottom:1px solid var(--border)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px}
.logo{display:flex;align-items:center;gap:10px;color:var(--navy);font-weight:700;font-size:1.2rem}
.logo-mark{width:34px;height:34px;border-radius:9px;background:linear-gradient(135deg,var(--blue),#5fa0ff);display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700}
.nav-links{display:flex;gap:28px;align-items:center}
.nav-links a{color:var(--navy);font-weight:500;font-size:.95rem}
.nav-links a:hover{color:var(--blue);text-decoration:none}
.menu-toggle{display:none;background:none;border:none;font-size:1.6rem;color:var(--navy);cursor:pointer}

/* Hero */
.hero{position:relative;padding:90px 0 110px;background:linear-gradient(180deg,var(--light-blue) 0%,#fff 100%);overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.hero h1{margin-bottom:1.2rem}
.hero p.sub{font-size:1.15rem;margin-bottom:2rem;max-width:520px}
.hero-img{border-radius:20px;overflow:hidden;box-shadow:var(--shadow)}
.eyebrow{display:inline-block;background:var(--light-blue);color:var(--blue);padding:6px 14px;border-radius:999px;font-size:.8rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em;margin-bottom:1.2rem}

/* Cards */
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:28px;transition:all .3s ease}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.icon{width:48px;height:48px;border-radius:12px;background:var(--light-blue);color:var(--blue);display:flex;align-items:center;justify-content:center;margin-bottom:18px;font-size:1.4rem;font-weight:700}

/* Resources */
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.split img{border-radius:18px;box-shadow:var(--shadow)}
.info-list{list-style:none;display:grid;gap:18px;margin-top:1.5rem}
.info-list li{display:flex;gap:14px;align-items:flex-start;background:#fff;padding:18px;border-radius:12px;border:1px solid var(--border)}
.info-list .dot{flex:0 0 36px;height:36px;border-radius:10px;background:var(--light-blue);color:var(--blue);display:flex;align-items:center;justify-content:center;font-weight:700}
.info-list strong{display:block;color:var(--navy);margin-bottom:2px}

/* Benefits */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}

/* Newsletter */
.newsletter{background:linear-gradient(135deg,var(--navy),#2b4f7a);color:#fff;border-radius:24px;padding:60px;text-align:center}
.newsletter h2{color:#fff}
.newsletter p{color:rgba(255,255,255,.8);max-width:560px;margin:0 auto 2rem}
.subscribe-form{display:flex;gap:10px;max-width:480px;margin:0 auto;flex-wrap:wrap;justify-content:center}
.subscribe-form input{flex:1;min-width:220px;padding:14px 18px;border-radius:999px;border:none;font-size:1rem;font-family:inherit}
.subscribe-form input:focus{outline:2px solid var(--blue)}
.consent{font-size:.8rem;color:rgba(255,255,255,.7);margin-top:14px;display:flex;align-items:center;justify-content:center;gap:8px}
.consent a{color:#fff;text-decoration:underline}
.success-msg{margin-top:16px;color:#aef0c8;font-weight:500}

/* FAQ */
.faq{max-width:780px;margin:0 auto}
.faq-item{background:#fff;border:1px solid var(--border);border-radius:12px;margin-bottom:12px;overflow:hidden}
.faq-q{width:100%;background:none;border:none;text-align:left;padding:20px 24px;font-size:1.05rem;font-weight:600;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between;align-items:center;font-family:inherit}
.faq-q::after{content:'+';font-size:1.4rem;color:var(--blue);transition:transform .3s}
.faq-item.open .faq-q::after{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease;padding:0 24px}
.faq-item.open .faq-a{max-height:300px;padding-bottom:20px}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.contact-info{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:32px}
.contact-info p{margin-bottom:14px}
form.contact{display:grid;gap:14px}
form.contact input,form.contact textarea{width:100%;padding:14px 16px;border:1px solid var(--border);border-radius:10px;font-size:1rem;font-family:inherit;background:#fff;color:var(--text)}
form.contact input:focus,form.contact textarea:focus{outline:none;border-color:var(--blue)}
form.contact textarea{min-height:140px;resize:vertical}

/* Footer */
footer{background:var(--navy);color:#dbe6f5;padding:60px 0 24px;margin-top:0}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px;margin-bottom:40px}
footer h4{color:#fff;margin-bottom:14px;font-size:1rem}
footer a{color:#dbe6f5;display:block;padding:4px 0;font-size:.9rem}
footer a:hover{color:#fff}
.disclaimer{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:10px;padding:16px;font-size:.85rem;color:#a8bcd6;margin-bottom:24px}
.copyright{border-top:1px solid rgba(255,255,255,.1);padding-top:20px;font-size:.85rem;color:#a8bcd6;text-align:center}

/* Cookie banner */
.cookie-banner{position:fixed;bottom:24px;left:24px;right:24px;max-width:520px;background:#fff;border-radius:16px;box-shadow:0 20px 60px -10px rgba(31,59,91,.3);padding:24px;z-index:1000;border:1px solid var(--border);animation:fadeUp .5s ease;display:none}
.cookie-banner.show{display:block}
.cookie-banner h4{margin-bottom:8px;color:var(--navy)}
.cookie-banner p{font-size:.9rem;margin-bottom:16px}
.cookie-actions{display:flex;flex-wrap:wrap;gap:8px}
.cookie-actions .btn{padding:10px 18px;font-size:.85rem}
.cookie-prefs{margin-top:14px;padding-top:14px;border-top:1px solid var(--border);display:none}
.cookie-prefs.show{display:block}
.cookie-prefs label{display:flex;gap:10px;align-items:center;padding:6px 0;font-size:.9rem;color:var(--text)}
@keyframes fadeUp{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}

/* Reveal animations */
.reveal{opacity:0;transform:translateY(20px);transition:all .8s ease}
.reveal.visible{opacity:1;transform:translateY(0)}

/* Legal pages */
.legal{max-width:820px;margin:60px auto;padding:0 24px}
.legal h1{margin-bottom:8px}
.legal .updated{color:var(--muted);margin-bottom:32px;font-size:.9rem}
.legal h2{margin-top:32px;margin-bottom:10px;font-size:1.35rem}
.legal p,.legal li{margin-bottom:10px}
.legal ul{padding-left:22px;margin-bottom:14px}

/* Map */
.map-wrap{border-radius:16px;overflow:hidden;border:1px solid var(--border);margin-top:24px}
.map-wrap iframe{display:block;width:100%;height:300px;border:0}

@media (max-width:880px){
  .nav-links{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;flex-direction:column;padding:20px;border-bottom:1px solid var(--border);gap:16px}
  .nav-links.open{display:flex}
  .menu-toggle{display:block}
  .hero{padding:60px 0 70px}
  .hero-grid,.split,.contact-grid{grid-template-columns:1fr;gap:36px}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .grid-3{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr;gap:30px}
  .newsletter{padding:40px 24px}
  .section{padding:60px 0}
}
@media (max-width:520px){
  .grid-4{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .cookie-banner{left:12px;right:12px;bottom:12px;padding:20px}
}